Student Loan Repayment and Debt Relief Guide for New Yorkers
If you took out loans to pay for your education, you are in good company -- over 43 million Americans have student loans. Unfortunately, many borrowers struggle to pay back their student loans. The good news is that in many cases, there are steps borrowers can take to improve their situation. This Guide provides practical information on student loan borrowers' rights during repayment. The Guide describes loan repayment options that can help borrowers avoid falling behind or defaulting on their loans. It also provides information on student loans discharges and loan forgiveness programs. Finally, the Guide provides information on how to spot a scam targeting student loan borrowers looking to reduce their debt.
LOAN REPAYMENT
Federal Student Loans verses Private Loans
Repayment Plan Options for Federal Student Loans
Private Loan Repayment
Deferment and Forbearance
Loan Consolidation
Service members
LOAN FORGIVENESS
Loan Forgiveness Options
Public Service Loan Forgiveness
New Opportunity for Borrowers Turned Down for
PSLF Loan Forgiveness
Who is eligible for PSLF?
Who is a public service employer for purposes of PSLF?
How can I find out if my employer is an eligible
public service employer?
What type of loan do I have to have to be eligible
for PSLF?
What can I do if I have a FFEL Loan instead of Direct
Loan?
What if I don't know what kind of loans I have?
What repayment plan should I choose to ensure that my
payments are PSLF qualifying payments?
If you think you have been the victim of a student loan scammer, you can file a complaint with our office or call 1-800-771-7755